Now more than ever is the time to think long term when it comes to managing your money, yet it seems as a nation we're short-sighted. The saving message is gradually getting through, but almost half of us are still not saving adequately and those that do save are saving more for the short term.
Women are the best savers but it seems that all of us are only thinking a few years ahead, according to new research from Scottish Widows. Traditionally in times of economic uncertainty long term savings increase, but too many of us are under prepared both for the impact of the economic down turn and for our own retirements.
As over a third of Brits are worried about the lack of provision they have made for their retirement, now is the time to seek expert advice. Log in to our live webchat to pose your savings and retirement questions to pensions expert Ian Naismith.
Pensions expert Ian Naismith from Scottish Widows joins us live online at www.webchats.tv/chats/PersonalFinance/anationindenial/ on 3rd July at 3pm to discuss why Brits are in denial about their finances, and what we can do to prepare for our futures.
Click here to submit questions before the chat
A nation in denial

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